Bills & Utilities

Health Insurance

Renew NHIS cards for the whole family from abroad.

Pay National Health Insurance Scheme (NHIS) premiums for anyone in Ghana. Renew expired cards and ensure your family has health coverage - without a trip to the NHIS office.

Health Insurance on Klosa

How it works

From first tap to done in three steps

No long forms, no in-person verification trips, no waiting on a relationship manager. Health Insuranceworks the way you'd expect a modern app to.

Enter NHIS number

The 12-digit number on the NHIS card.

Select renewal term

Annual renewal. Klosa shows the current premium amount.

Pay & receive receipt

Premium paid. PDF receipt available for download.

The fine print

Limits, speeds, and what to expect

ProviderNHIA (National Health Insurance Authority)
ProcessingSame day

QUESTIONS, ANSWERED

Common questions about Health Insurance

Can I renew someone else's NHIS?

Yes. You just need their NHIS card number. Common use case: renewing parents' and siblings' cards from abroad.

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Send home smarter. Right from your pocket.

Money, bills, investments - all in one app, zero fees.