You moved abroad to build a better future, but your responsibilities back home never disappeared.
Every month, millions of people in the diaspora send money home hoping it is used as intended. Then come the calls, reminders, follow-ups, and uncertainty.
"Did the school fees get paid?"
"Was the electricity bill settled?"
"Did grandma receive the medication money?"
Klosa ends the cycle.
Instead of sending cash and hoping, you pay directly for what matters most - and the money lands exactly where it's supposed to land.
What you can pay directly
- School fees - paid straight to the institution. UG, KNUST, UCC, Legon, and 200+ basic and SHS schools. Klosa generates a payment reference tied to the student ID so the school's billing system allocates it automatically. Receipt emailed.
- Electricity (ECG) - top up a meter from your phone in Toronto. Funds reach the meter in seconds.
- Water (GWCL) - same flow, settled directly with Ghana Water.
- TV subscriptions - DStv, GOtv, StarTimes. The subscription renews on the recipient's account, not yours.
- Airtime and data - top up MTN, Telecel, and AirtelTigo phones in a single tap.
- Groceries and meals - order from 500+ restaurants across Accra, Kumasi, Takoradi, Tema, and Cape Coast. Place an order yourself, or top up a family wallet so they can choose what they want.
Each payment generates a receipt. The recipient gets the service. You get the confirmation.
Why this is different from sending cash
When you send cash, three things tend to go wrong over time:
- Money gets re-prioritized. The school fees become "next month."
- Awkward conversations build up. Nobody wants to ask twice.
- You stop knowing what's actually been paid.
Paying directly removes all three. The bill is settled the moment you tap send. There's nothing to follow up on.
A small habit shift
Save your recipients once - parents, siblings, the family home account - and monthly support becomes a 30-second routine. Same payees, same bills, no friction. The first transfer is the hardest. After that, it's muscle memory.
Your family gets exactly what they need.
- No confusion.
- No stress.
- No chasing people for updates.
Supporting your family should feel like care - not a chore.
